Puspitasari Amalia, SIN 3.42.20.0.04, “The Effect of Work Motivation, Competence, and Work Environment of Employee Performance at PT Pegadaian Semarang Area”, Final Report of Banking and Finance Study Program, Accounting Department of State Polytechnic of Semarang, under the guidance of Mochammad Abdul Kodir, S.E., M.M. dan Drs. Moh. Muslikh, M.Pd., August 2023, 75 Pages. ABSTRACT This …