APA Style

Muslikh, M. et al (2021). The effects of non-performing loan (NPL, operational efficiency ratio (OER) and net interest margin (NIM) towards return on assets (ROA) at PT. Bank BNI Persero, Tbk. periode 2010-2020 . Semarang: Politeknik Negeri Semarang.

MLA Style

Muslikh, Moh.. et al. "The effects of non-performing loan (NPL, operational efficiency ratio (OER) and net interest margin (NIM) towards return on assets (ROA) at PT. Bank BNI Persero, Tbk. periode 2010-2020". Semarang: Politeknik Negeri Semarang, 2021. TA DIGITAL.