TA DIGITAL
Analisis Pengaruh Faktor Internal dan Eksternal Terhadap Profitabilitas Bank Umum Syariah di Indonesia Periode 2016-2023 = Analysis of the Influence of Internal and External Factor on the Profitability in Islamic Commercial Banks in Indonesia for 2016-2023 Period
The study aims to analyze the significance effect of the influence of Non Performing Financing (NPF), Operational Cost on Operational Income (BOPO), Inflation, Exchange Rate on Profitability (ROA) at Islamic Commercial Bank in Indonesia for the 2016-2023.
The population in this study were all 13 (thirteen) Islamic Commercial Banks in
Indonesia, while the sample were 9 (nine) Islamic Commercial Banks in Indonesia for 2016-2023 period which were selected using purposive sampling technique.
The analysis model used in this research in multiple linear regression analysis
model, while the analysis technique uses the significance simultaneuos linear test (F test), determinant coefficient test (R2), significance partial test (t test) which is processed using Eviews 12.
The result of proving the hypothesis and discussion show that the NPF, BOPO,
Inflation, and Exchange Rate simultaneously have a significant effect toward
Profitability (ROA) at Sharia Commercial Banks in Indonesia periode 2016-2023.
Partially the Non Performing Financing (NPF) has not significant effect on
Profitability (ROA), Operational Costs to Operating Income (BOPO) has
significant effect on Profitability (ROA), Inflatiomn has significant effect on
Profitability (ROA), and Exchange Rate has not significant on Profitability of
Islamic Banks Indonesia for the 2016-2023.
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