The purpose of this research is to identify the effect of Loan to Deposits Ratio (LDR), Firm Size, and Debt to Equity Ratio (DER) towards Return on Assets (ROA) at National Private Commercial Banks (Foreign Exchange) for the period: 2018-2021. The number of samples consists of 12 banks obtained by using purposive sampling technique. The data used in this research is secondary data i…
This research aims at analyzing the effect of Operational Efficiency Ratio (OER), Non Performing Loan (NPL), and Capital Adequacy Ratio (CAR) simultaneously or partially on Net Interest Margin (NIM) at Commercial Banks, PLC for the periode: 2016 2021. The number of samples consists of 4 banks obtained by using non-probability sampling technique with saturated sampling method. The da…
The population in this research is banking company at Persero Commercial Banks listed on Indonesia Stock Exchange, totaling 4 (four) banks. While the sample in this research used purposive sampling technique. The data used in this research is financial reports of Persero Commercial Banks obtained through each bank's website. The data analysis technique in this study was using the Altm…
This research aims to analyze the effect of the variables of word of mouth, service quality, ease of use, and trust towards interest in using ShopeePay among Semarang State Polytechnic students both simultaneously and partially. The population of this research is active students of the Semarang State Polytechnic in 2022 ShopeePay users with a sample of 100 respondents. The data analys…
This research aims at analyzing stock price movements and determining the right time to sell, buy, or hold shares of PT. Bank Rakyat Indonesia (Persero), Tbk for the period 2018-2021. The data used in this research is secondary data in the form of time series data, namely the daily closing price of PT. Bank Rakyat Indonesia (Persero), Tbk for the period 2018-2021. The method used in t…
This research aims to identify the effect of Perceptions Ease of Use, Usefulness, Security, and Promotion Attractiveness simultaneously or partially towards Interest in Using E-Money (Gopay) (Case Study on state university students in Tembalang Village). The number of samples consist of state university students in Tembalang Village who has and used E-Money (Gopay) by using purposiv…
Penelitian ini bertujuan untuk mengetahui pengaruh Biaya Operasional dibandingkan Pendapatan Operasional (BOPO), Loan to Deposit Ratio (LDR), dan Non Performing Loan (NPL) terhadap Return On Asset (ROA) pada Bank BUMN di Indonesia sebelum dan selama pandemi covid-19. Data yang digunakan adalah data sekunder yang diperoleh dari Laporan Keuangan triwulan yang dipublikasikan Otoritas Ja…
This research aims to find out the Effect of Product Quality, Service, and Price Towards Customer Satisfaction at PT Bank Tabungan Negara (Persero), Tbk Salatiga Sub Branch Office both partially and simultaneously. This research used primary data which is obtained from questionnaires with 100 respondents. The analytical model used is Multiple Linear Regression Analysis using SPSS Stat…
This research aims at analyzing the Effect of Perceptions of Benefits, Ease of Use, and Security towards the Interest in Using DANA E-Wallet, both partially and simultaneously. The population in this research was all DANA e-wallet users in Semarang with a sample of 100 respondents using random sampling technique. The data used in this research are primary data obtained through intervi…
This research is aimed to find out the difference in the results of the liquidity risk assessment of PT Bank Tabungan Negara (Persero) Tbk before and during the Covid-19 Pandemic Period: 2018-2021. The data used in this research are secondary data that obtained from the Financial Reports of PT Bank Tabungan Negara (Persero) Tbk. The data analysis method used is the Inherent Risk Ass…